Monthly Archives: April 2015

//April
30 04, 2015

Basics of Mortgage Debt Ratios

By |2016-12-01T05:16:44+00:00April 30th, 2015|Mortgages|0 Comments

How the TDS and GDS are Calcultated Typically, mortgage lenders use the “Five C” rule when analyzing someone’s ability to afford a mortgage: 1) Capacity to repay (your income) 2) Current economic conditions (your profession’s current economic status as well as your city and country’s economic situation) 3) Capital put down (the down payment you [...]